Biden’s plan calls for thousands of dollars in loan cancellations for individuals who earn less than $125,000 a year.

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Americans currently owe about $1.62 trillion in federal student loans. Biden's plan will provide relief to most of them – 43 million borrowers – and will completely erase the student debt of about 20 million.

The Biden administration is forgiving up to $10,000 in federal student loans for those making less than $125,000 a year for individuals or $250,000 for married couples or heads of households and up to $20,000 for Pell Grant recipients who meet the income threshold.

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Gray Frame Corner

 Private loan holders are not included in the plan.

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Roughly 60% of federal student loan borrowers received Pell Grants, according to the White House. 

Many borrowers, while excited about the news, want to know what comes next. The White House said that, in order to benefit, most borrowers will have to submit an application to verify their income. 

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White Frame Corner

The Education Department said nearly 8 million borrowers already have income information on file, and should qualify to have their debts canceled automatically.

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White Frame Corner

we urged borrowers to go to https://studentaid.gov/debt-relief-announcement/ for more information and to sign up for automated emails that will provide updates.

Millions of Americans will see their student debt canceled or reduced following President Joe Biden’s long-awaited announcement .